Step 1: Understand the Trial Work Period (TWP)

In Wisconsin, the SSA provides a TWP that allows you to:

• Work for up to 9 months without losing your SSDI benefits regardless of earnings.
• Test your ability to work while still receiving full disability payments.
• The months do not need to be consecutive but must fall within a rolling 60-month window.

Step 2: Know the Substantial Gainful Activity (SGA) Limits

After the TWP, your earnings are compared to SGA thresholds:

• If your monthly income exceeds the SGA amount, your benefits may be suspended or stopped.
• In 2024, the SGA limit is $1,470 per month for non-blind individuals.
• These limits are regularly adjusted and specific to your disability classification.

Step 3: Monitor the Extended Period of Eligibility (EPE)

After the TWP, you enter the EPE lasting 36 months:

• You may still receive benefits for any month your earnings remain below the SGA level.
• If earnings exceed the SGA during this time, benefits will be suspended but may restart if earnings drop.
• This period offers flexibility while you adjust to working.

Step 4: Report Your Work Activity to SSA Promptly

Be sure to:

• Report all income and work changes to avoid overpayments or penalties.
• Maintain accurate records of pay stubs and job details.
• Stay in contact with SSA to ensure your benefits status is correctly assessed.

Step 5: Understand Possible Benefit Adjustments

Your benefits might:

• Be temporarily suspended during months you earn too much.
• Be terminated permanently if work continues beyond EPE and income exceeds limits.
• You may be able to regain benefits if you cannot continue working.